At our Pottstown law office, we have years of experience helping people overcome unsecured debt. We use every possible avenue to get you out of debt and give you a fresh start.
Debts Eligible For Discharge
Millions of Americans have credit card debt, medical debt, personal loan debt, or debts related to a court judgment. These debts can spiral out of control quickly due to loss of a job, unexpected illness, or just bad luck. These debts can often be significantly decreased or even completely eliminated through bankruptcy.
Chapter 7 Bankruptcy and Unsecured Debt
Unsecured debt is debt that is not attached to a piece of tangible property, including credit cards, court judgments, medical bills, some types of taxes, and personal loan debt. This is different than secured debts eligible for bankruptcy discharge, such as a mortgage or car loan, which is attached to your home or car.
In most cases, you can discharge all of your unsecured debt in Chapter 7 Bankruptcy. There are some limits to this, such as past-due alimony or child support. There are also specific limits to discharging Student Loan Debt and unpaid state or federal taxes.
Our Pottstown, Reading, Norristown, and West Chester attorneys can help you understand what plan is best for you. Sometimes a Chapter 7 Bankruptcy may not be an option. If this is the case, our attorneys can help you decide if Chapter 13 Bankruptcy or a Bankruptcy Alternative may be right for you.
Contact our Montgomery, Chester, and Berks County Debt Relief Attorneys Today
Our attorneys are ready to discuss your concerns and provide answers. Our attorneys represent clients in Pottstown, Norristown, West Chester, Reading, and the surrounding areas.