Pennsylvania Chapter 13 Bankruptcy Attorney
When you seek mortgage debt relief through Chapter 13 bankruptcy, you expect your creditors to work with you so you can create a manageable repayment plan. However, creditors of mortgage companies often will automatically file a proof of claim against you. This proof of claim details all the fees and other monies owed by you to the creditor.
The Real Estate Settlement Procedures Act (RESPA)
At the Law Offices of Stephen Ross, we have seen fees listed that are excessive or improper. We also know that when such fees are charged, we can seek to enforce certain consumer protection laws. One such set of laws is RESPA, which was created to ensure consumers obtained the necessary mortgage settlement information they needed to make informed mortgage decisions.
As an experienced Pennsylvania Chapter 13 bankruptcy lawyer, Stephen Ross knows how to put RESPA to work for you. As he helps you through the bankruptcy filing and repayment plan processes, he will keep his eye on any and all steps your mortgage creditor makes. If at any point these actions seem to violate RESPA rules, he can take either of the following actions:
- Fight the fees that have been charged
- File an objection or adversarial complaint against the servicer
Putting Our Systematic Approach to Work for You
When you seek Chapter 13 bankruptcy protection with our law firm, you can rest assured that you are in good hands. We have developed a solid, systematic approach to how we handle every case that comes in our door. This approach comprehensively analyzes all potential options and the consequences of each option. As we anticipate the potential RESPA violations that may occur, we will be able to address any problems that arise in an efficient and effective manner.
Contact Our Pottstown Homeowner Debt Protection Lawyer Today
Learn more about how we can help keep your mortgage servicers in line during Chapter 13 bankruptcy. Contact our Pottstown-based law firm today to schedule your free initial consultation.
