There are many bankruptcy preparers advertising low rates or do-it-yourself bankruptcy services that seem easy, cheap and quick. The truth is they are not telling you the full story, but they are willing to charge you fees for a process that could leave you owing more money and with fewer protections. Bankruptcy preparation services cannot provide you with the same protections, efficiencies and fresh financial start as a qualified Pennsylvania bankruptcy attorney.
Dangers and Risks of Bankruptcy Preparation Services
Bankruptcy preparation service staff members are not lawyers, and they are only able to help you prepare your bankruptcy petition to fit your unique situation. There are many risks and dangers in preparing your bankruptcy petition incorrectly, and you are left responsible for filing your petition on your own. The risks involve owing more than you should bear, losing assets that could have been protected and missing dischargeable debt opportunities. You could forfeit an inheritance, your home, your car or a potential personal injury lawsuit award. Bad advice costs you money.
At the Law Office of Stephen Ross, our experienced and knowledgeable Pottstown bankruptcy attorneys do not let these dangers threaten our clients. We are committed to protecting our clients' interests and pursuing their best possible options and solutions in debt relief. We guide and counsel our clients through every step of the bankruptcy process. We even hold creditors and mortgage companies accountable. They both violate laws that dictate how they can collect debts.
If we can prove any debt collector has violated consumer law, we can actually get our clients money by suing for damages.
Reading Bankruptcy Exemptions Attorneys
Our attorneys can properly identify your exemptions in bankruptcy and your best options in pursuing state or federal exemptions, including:
- Homestead exemption
- Automobile exemptions
- Tools of the trade exemptions
- Household goods and furnishings exemptions
- Retirement assets exemptions
Exemptions are a key aspect of your bankruptcy petition, and you must know the specific laws that allow each exemption along with the fair market value of each item. The close attention to detail we provide can save items that impact your ability to do your job, maintain your lifestyle or affect your life following bankruptcy. Such property might be forfeited or liquidated without the assistance of an experienced attorney.
Contact Our Pottstown Bankruptcy Attorneys Today
Our bankruptcy attorneys are ready to discuss your concerns and provide answers. Contact our Pennsylvania debt relief law firm today to learn more about what we can do to help you overcome your legal troubles at 610-323-5300 | 800-799-1948.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
